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WHAT DOES Select Bank & Trust Company DO WITH YOUR PERSONAL INFORMATION?
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personal information we collect and share depend on the product or service you have with us. This information can include:|
- Social Security number and Account balances
|How?||All financial companies need to share customers' personal information to run their everyday business. In the section below. we list the reasons financial companies can share their customers' personal information; the reasons Select Bank & Trust Company chooses to share; and whether you can limit this sharing.|
|Reasons we can share your personal information||Does Select Bank & Trust Company share?||Can you limit this sharing?|
|For our every day business purposes --such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes -- to offer our products and services to you||Yes||Yes|
|For joint marketing with other financial companies||No||We don't share|
|For our affiliates' everyday business purposes -- information about your transactions and experiences||No||We don't share|
|For our affiliates' everyday business purposes --information about your creditworthiness||No||We don't share|
|For nonaffiliates to market to you||No||We don't share|
To limit our sharing
- Call 252-353-5730 - our menu will prompt you through your choice(s).
How does Select Bank & Trust Company protect my personal information?
To protect your personal information from unauthorized access and use,we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.
How does Select Bank & Trust Company collect my personal information?
We collect your personal information, for example, when you
- Open an account or Apply for a loan
- Give us your contact information or Show your government issued ID or show your Driver’s License
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes
- information about your creditworthiness
- affiliates from using your information to market to you
- sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Select Bank & Trust Company has no affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Select Bank & Trust Company does not share with non-affiliates so they can market to you.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Select Bank & Trust Company does not jointly market.
If you are a new customer, we can begin sharing your information 30 days from the date we provided or sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.