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Personal Loans and Financing

Personal Loans and Home Equity Lines

Contact one of our branches in Greenville, Elizabeth City, Burlington, Washington, or Gibsonville to get started on your loan application today.

Home Equity Lines

  • Variable rates based on the Wall Street Journal Published Prime Rate
  • Secured by first or second mortgage with standard real estate documentation
  • Subject to Credit Approval

Select Reserve (Overdraft Protection)

  • For credit lines between $500 and $4,999
  • Transfers in increments of $25
  • No advance charges
  • Credit is unsecured
  • Fixed Rate
  • Subject to Credit Approval

Select Reserve Plus (Overdraft Protection)

  • For credit lines between $5,000 and $25,000
  • Transfers in increments of $50
  • No advance charges
  • Credit is unsecured
  • Variable Rate
  • Subject to Credit Approval

Personal Lines of Credit

  • Minimum line amount of $5,000
  • Credit can be secured or unsecured
  • No advance charges
  • Variable rates based on the Wall Street Journal Published Prime Rate
  • Subject to Credit Approval

Personal Loans

  • New or used auto and boat loans
  • Residential lots
  • Secured and unsecured credit
  • Variable and fixed interest rates
  • Subject to Credit Approval