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Personal Checking Accounts

All Select Bank & Trust Personal Checking Accounts Include:

  • No charge access to any ATM nationwide*
  • Same day processing - close of business day
  • Free Online Banking
  • Free Bill Pay
  • Free unlimited 24-hour phone account access
  • No charge notary service
  • No fee debit/ATM card (subject to credit approval)

*where Select Bank ATM or debit cards are accepted


EasyGreen Checking

Go Green with our Easy Green High Yield Checking Account when you:

  • Establish at least one direct deposit to your account or automatic external debit or credit.
  • Use your Select Bank debit card for at least 15 purchase transactions each statement cycle.
  • Receive monthly e-statements- eliminating paper. (Must be registered for Online Banking)
  • Open your account with only $100.
  • No monthly service fee and no minimum balance requirement.
  • Unlimited transactions.
  • Free Online Banking and Bill Pay.
  • Free Nationwide ATM use.

Please visit one of our branches to open an EasyGreen Checking Account

*Annual percentage yield (APY); interest rate is subject to change without notice. Interest is compounded daily and credited monthly based on daily balance. There is a maximum balance to earn High Yield; all balances exceeding the maximum or when minimum monthly required activity is not performed will revert to the Bank’s reduced current applicable rate. Contact branch personnel for current yields and maximum balance.


Absolutely Free Checking

  • Open for $100
  • No minimum monthly balance required
  • No monthly maintenance fee
  • Unlimited checkwriting
  • Free first order of custom checks
  • Unlimited deposits and withdrawals

Apply for Absolutely Free Checking


Select Checking

  • Open for $100
  • Interest is earned daily and credited to your account monthly
  • Unlimited check writing
  • Custom "Select Checking" checks at no charge
  • No Fee for official checks
  • 3" x 5" Safe Deposit Box at no charge
    (or credit toward larger sizes)*
  • $15 monthly maintenance fee
    Can be avoided with:
    • Minimum collected balance of $1,000 in this account; OR
    • Minimum collected balance of $2,500 in any combination of checking or savings account; OR
    • Minimum collected balance of $5,000 in any combination of checking, savings, Money Market, CD, or IRA.

Apply for Select Checking


Absolutely Free Silver Checking
for our customers aged 50 and over

  • Open for $100
  • No monthly service fee and no minimum balance requirement
  • Interest is earned daily and credited to your account monthly
  • Unlimited checkwriting
  • Custom "Absolutely Free Silver Checking" checks at no charge
  • No fee for Travelers' Cheques or official checks
  • 3" x 5" Safe Deposit Box at no charge (or credit toward larger sizes)*
  • 0.25% Bonus interest rate on all "non-special interest rate" CDs and IRAs
  • No penalty on early CD withdrawal for health emergencies

Apply for Absolutely Free Silver Checking


Investors Checking

  • Open for $1,000
  • Interest is earned daily and credited to your account monthly
  • Tiered interest rates - higher balances receive higher interest rates
  • Unlimited checkwriting
  • Custom "Investors Checking" checks at no charge
  • No fee for official checks
  • 3" x 5" Safe Deposit Box at no charge (or credit toward larger sizes)*
  • $15 monthly maintenance fee
  • Can be avoided with:
  • Minimum collected balance of $5,000 in this account

Apply for Investors Checking


Health Savings Account (HSA)

  • Open for $100
  • Interest is earned daily and credited to your account monthly
  • No minimum monthly balance required 
  • No monthly maintenance fee 
  • Unlimited check writing 
  • Free first order of custom checks 


* Subject to availability

To learn more about how Select Bank & Trust's personal checking accounts can help you, stop by one of our bank branches in Greenville, NC; Elizabeth City, NC; Washington, NC; Burlington, NC; or Gibsonville, NC.