Personal Checking Accounts

All Select Bank personal checking accounts include:

• No charge access to any ATM in North Carolina*
• Same day processing - close of business day
• Free Online Banking
• Free unlimited 24-hour phone account access
• No charge notary service
• No fee debit/ATM card (subject to credit approval)

*where Select Bank ATM or debit cards are accepted

• ABSOLUTELY FREE CHECKING
  • Open for $100
  • No minimum monthly balance required
  • No monthly maintenance fee
  • Unlimited checkwriting
  • Free first order of checks (box of 200)
  • Unlimited deposits and withdrawals



• SELECT CHECKING
  • Open for $100
  • Interest is earned daily and credited to your account monthly
  • Unlimited check writing
  • Custom "Select Checking" checks at no charge
  • No Fee for Travelers' Cheques or official checks
  • 3" x 5" Safe Deposit Box at no charge
    (or credit toward larger sizes)*
    
  • $15 monthly maintenance fee
    Can be avoided with:
    • Minimum collected balance of $1,000 in this account; OR
    • Minimum collected balance of $2,500 in any combination of checking or savings account; OR
    • Minimum collected balance of $5,000 in any combination of checking, savings, Money Market, CD, or IRA.
  
  



• ABSOLUTELY FREE SILVER CHECKING
  FOR OUR CUSTOMERS AGED 50 AND OVER
  • Open for $100
  • Interest is earned daily and credited to your account monthly
  • Unlimited checkwriting
  • Custom "Absolutely Free Silver Checking" checks at no charge
  • No fee for Travelers' Cheques or official checks
  • 3" x 5" Safe Deposit Box at no charge (or credit toward larger sizes)*
  • ¼% Bonus interest rate on all "non-special interest rate" CDs and IRAs
  • No penalty on early CD withdrawal for health emergencies
  • Free Online Banking and BillPay
  
  



• INVESTORS CHECKING
  • Open for $1,000
  • Interest is earned daily and credited to your account monthly
  • Tiered interest rates - higher balances receive higher interest rates
  • Unlimited checkwriting
  • Custom "Investors Checking" checks at no charge
  • No fee for Travelers' Cheques or official checks
  • 3" x 5" Safe Deposit Box at no charge (or credit toward larger sizes)*
  • Free Online Banking and BillPay
    
  • $15 monthly maintenance fee
    Can be avoided with:
    • Average collected balance of $5,000 in this account
  
  

* Subject to availability